Archive for: December 2nd, 2017

Interesting Things You Need to Know
BOOK REVIEW: Ben Stein says someone is lying to you
December 2, 2017

In his latest book on finances, Ben Stein has a simple message for young people: You’ve been lied to and those lies are keeping you from being financially secure. Even wealthy.

The Capitalist Code: It Can Save Your Life and Make You Very Rich is a short, lively read — it takes a little more than an hour to digest — from the clever man whose television career portrayed him as a boring teacher.

Its message is known by many, practiced by few, and rarely taught: Capitalism is a powerful engine of wealth and everyone can be a part of it.

Stein doesn’t spend a lot of time focusing on those that demonize capitalism, but he also doesn’t give the system’s critics a pass.

One of the things critics of capitalism lie about, Stein says, is that the game is rigged and only the currently rich can get richer. Not only is this not true, he writes, but any person from any walk of life, any color, or any sex can become rich, or at least financially secure, by following his three-step prescription.

His advice is so obvious that it begs the question of why it isn’t taught as an article of truth in schools.

He points out that roughly 80 percent of millennials have no plan at all for retirement, or no plan at all for their lives. They know little about finances and money and without some knowledge, they are doomed to insecurity.

It doesn’t have to be that way.

Stein writes that you don’t have to be an energetic entrepreneur or the scion of some wealthy family to participate in the capitalist wealth machine.

This short book would make a great gift for anyone in their 20s or 30s. Even 40-year-olds could easily benefit from its simple plan.

The Capitalist Code: It Can Save Your Life and Make You Very Rich, Ben Stein, 208 pages.

Interesting Things You Need to Know
Exchange students can be fun, challenging
December 2, 2017

Exchange students and host families can find a school year together enriching or challenging, and probably both.

The phrase ‘exchange student’ is mostly a misnomer since there is usually no one-to-one exchange of students from here to there. Visiting students might be a more accurate description.

As with any visitor, the experience can be wonderful and difficult on both sides.

Unlike house guests, visiting students do have a job to do: go to school. Since they are teenagers, this involves all the expected trials of high school. And a few more. Foreign students are likely to have language problems at first, complicating an already difficult time of life. They might be different from local kids in how they dress, what they eat, and what they like to do, just at a time when conformity is king. Host families may sometimes have to cope with students who feel rejected or lost.

For host families, all this requires special arrangements in transportation, housing, and meals. Language problems can hurt interaction here, too.

But for all this, hosting an exchange student can be rewarding.

Nearly any type of situation could work for a foreign student: families with kids or without, as well as single people. No income level for the host is required, but it is worth noting that exchange students are frequently from more wealthy families in their native country.

At a more practical level, hosting an exchange student can also teach families how to adapt to challenging situations. The Homeschool Mom, a popular blog, shares a personal experience with hosting that created scarcity in family resources. Splitting bedrooms, sharing computers, and adding extracurricular activities for another child forced everyone to do their part to make everything work.

Whatever the circumstances, many families end their hosting experience feeling as though they have gained another family member.