Choosing the executor of your will
Appointing an executor for your will requires careful reflection. The individual will be in charge of administering your estate and carrying out your final wishes. You want this task to be done both efficiently and in a fair manner.
Very often, people will choose a family member or friend who they trust to execute their will. It’s a plus if this person also has knowledge on taxes, investments and financial decisions. However, keep in mind that the person you choose can turn to experts like attorneys or tax accountants to guide them through the process: what’s most important is that the executor is someone you know to be responsible.
If you don’t feel comfortable entrusting this task to a family member or friend, or if you have a complex estate, you can name a third-party executor such as a bank, trust company or legal professional. If you need help finding a third-party executor, you can turn to the following organizations:
• National Association of Estate Planners and Councils (naepc.org)
• National Academy of Elder Law Attorneys (naela.org)
All executors are legally entitled to a fee (this will come out of the estate); however, third-party executors represent an extra cost.
Note that you have the option of appointing two or more executors or co-executors. Executing a will entails a lot of work, so dividing the task between two people—especially if the individuals you have in mind have busy lives—is not a bad idea. Moreover, this can help ensure that the estate is distributed in a fair and honest manner.
And be sure to appoint an alternate executor (or multiple alternate executors) in case the original executor dies or is unable or unwilling to fulfill their duties.
Lastly, as this is an important decision, don’t hesitate to seek advice from persons you trust, whether it’s family members, friends, your lawyer or the bank.
Vitamins and minerals for older adults
As you get older, your nutrition needs change. Your body needs more of certain vitamins and minerals. Here’s a list of some essential nutrients for older adults.
• Calcium is found in dairy, tofu, and dark-green leafy vegetables. Older people at risk of bone loss need calcium in their diets. Men between 51 and 70 need 1,000 milligrams daily, while women over 51 and men over 71 need 1,200 milligrams daily.
• Vitamin B6 helps your body form red blood cells and is found in foods like bananas and potatoes. Men over 51 need 1.7 milligrams, while women of the same age need 1.5 milligrams.
• Vitamin B12 is found in meat and keeps your red blood cells and nerves healthy. Older adults may have trouble absorbing this vitamin from food and require a supplement. Aim for 2.4 micrograms per day.
• Vitamin D helps your body retain and use calcium and phosphorus. Only a few foods, like fish, contain it. Your skin also produces Vitamin D in sunlight. Therefore, a supplement may help you get the recommended amount if you live and work indoors. People between 50 and 70 require 600 international units (IU), while people over 71 require 800 IUs.
• Sodium in high doses can lead to elevated blood pressure, which can result in a heart attack or stroke. Men and women over 51 should limit their sodium intake to 2,300 milligrams per day.
Talk to your doctor before taking supplements, as some may have severe side effects.
Breathing break reduces stress
If your to-do list is running long and your stress levels are rising, you might want to start your day with a quick break. It sounds counterintuitive, but it’s true — just a few short minutes of breathing and mindfulness can help you set your stress aside and improve your focus and productivity when you attack your inbox.
Set a timer for five minutes. Start up some relaxing sounds or soft music if you like. Close your eyes, relax your shoulders, and take a few deep breaths from your belly, letting the air slowly rise up into your chest, all the way up to the top of your head. Inhale for four counts, hold for four counts, exhale for four counts, then hold for four counts before starting again. Focus on each count and how the air feels as it moves in and out of your body. Think about how your body feels through each breath, and if other thoughts enter your mind, acknowledge them and let them go.
While you do this exercise, don’t worry about how well you’re doing it — just try to stay in the moment. When your timer goes off after five minutes, you can return to your tasks feeling refreshed and ready to tackle each challenge as it comes.
If a DIY quick meditation isn’t for you or if you prefer a guided experience, a number of meditation apps are available for iOS or Android. Try Headspace, Calm, Healthy Minds, or The Mindfulness App.
Cryolipolysis: Get sculpted without surgery
Are you looking for a way to say goodbye to stubborn fat without liposuction? Cryolipolysis (Cool¬Sculpting®) is an ingenious controlled cooling system that provides long-lasting results.
What is it?
Cryolipolysis is a non-surgical, needle-free treatment that destroys fat cells below the skin to reshape your body without damaging the surrounding tissue.
How does it work?
Cryolipolysis freezes and crystallizes targeted fat cells and destroys them. The body naturally eliminates these dead fat cells in the weeks following the treatment. Untreated areas remain unchanged.
Unlike typical weight loss, where the size of the fat cells varies, cells treated with cryolipolysis disappear permanently, providing long-lasting results. This procedure also allows you, in most cases, to return to your daily activities immediately.
Which areas of the body can be treated?
You can use cryolipolysis to treat many areas of the body, such as a double chin, upper arms, love handles, abdomen, gluteal folds, and inner thighs.
Each person responds differently to treatments, and complications are possible but rare. To find out if cryolipolysis is right for you, visit a clinic in your area that offers this service.
Dental flossing tips everyone should know
Daily flossing is essential to good oral health. It does more than remove unsightly or annoying pieces of lettuce or popcorn stuck between your teeth. It removes plaque before it turns into tartar, which can cause cavities and gingivitis. Flossing also helps clean the areas your toothbrush may struggle to reach. What’s more, it helps remove bacteria and prevent bad breath.
Here are a few tips on how to use dental floss correctly.
Which one to choose?
There are various types of dental floss, including monofilament, multifilament, waxed, unwaxed, and mint-flavored varieties. Select the product you prefer. You can purchase a floss holder or threader if you have difficulty using floss because of braces or limited dexterity.
Using a brush may be more appropriate if your teeth are widely spaced. Talk to your dental hygienist for personalized advice.
How to use it
It’s best to floss at night rather than in the morning, as salivation decreases while you sleep. You should floss before you brush your teeth. This way, your brush can completely remove the residue the floss displaces. It also makes it easier for the bristles and toothpaste to flow between teeth.
Follow these steps to floss effectively:
• Cut off about 12 inches of floss
• Wrap the floss around your middle fingers, leaving about two inches between them
• Tighten it with your thumbs and forefingers
• Slide it between your teeth, forming a “C” at the base of the tooth, under the gum
• Gently scrape the surface by passing two or three times from the gum to the top
It’s normal for your gums to bleed a little at first. However, if the bleeding persists after a few days, it could indicate that you have gingivitis. In this case, consult your dentist.
Make your back stronger this spring
Though sudden back pain can occur after a twist or a sneeze, most back injuries are caused by years of mistreatment before that final, painful injury.
Stresses such as poor posture, faulty body mechanics, obesity, emotional tension, and lack of fitness over the long term are the cause. With these modern problems, it’s not surprising that back pain is the number one complaint today.
Whether you want to treat it or prevent it, these steps will help.
- Posture: Stand with your ears, shoulders, and hips, forming a straight line. See a physical therapist or trainer if they don’t.
- Body mechanics: Keep the correct alignment of ears, shoulders, and hips while performing everyday activities. Keep lifted objects close to your body, and you reduce your risk of injury.
- Exercise: Make it central to maintaining a healthy back. Your program should include aerobic, flexibility, and strengthening exercises.
Aerobic exercise includes walking, biking, and swimming. Do it for 10 to 15 minutes three or four days a week to start, building to 30 minutes.
Poor flexibility can be a key contributor to lower back and neck pain. If your hips don’t move freely, your spine will move more than it should, leading to back programs. If you have a limited range of motion in an area, you need to stretch that area.
Well-balanced muscle strength is essential in maintaining good posture and a healthy back. Strong back, hip, and abdominal muscles support the spine. Strong trunk muscles help to prevent back injuries.
Remember these top keys to a healthy back: posture, mechanics, and exercise. The season for fun is now. Use it to get your back in shape for summer.
March 19-25: National Poison Prevention Week – Steps to take when poisoning is suspected
The Centers for Disease Control and Prevention has this important information for you.
If you suspect a child or adult has ingested poison, remain calm first.
- Call 911 if the victim has collapsed. If the victim is not breathing, call 911, then give mouth-to-mouth resuscitation.
- If the victim is awake and alert, call the Poison Control Center at 1-800-222-1222. It is open 24/7.
- Be prepared to give the victim’s age and approximate weight.
- Describe the substance. Read from the container if available.
- Never make the victim vomit unless instructed to do so by Poison Control.
- Give your address and phone number. Stay on the phone for instructions from the emergency operator. The specialist may need to call you back.
- Medicines: Turn on a light when you give or take medicines. Read medication directions. Keep medicines in their original bottles. Store them in a safe place where they can’t be reached by children or teenagers.
- Household cleaners and chemicals: Keep chemicals, cleaners, and beauty products in their original containers. Always read the label before using it.
- Never mix cleaning products together. Doing so could produce toxic gases. Wear clothing that covers the skin when you spray pesticides or other chemicals.
- Open the windows and use a fan when using chemicals in the house.
Protecting young children
- Keep drugs and chemicals in childproof cabinets that children can’t reach.
- Don’t take medicine in front of children since they often try to copy adults. When giving children medication, never call it “candy.”
- Caution guests are not to leave drugs where children can find them. Don’t leave your own next dose on the counter.
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