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Debt: there are ways out

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Are you falling behind on your monthly payments? Do you constantly need to borrow money from loved ones to make ends meet? While you shouldn’t ignore the indicators that you’re pushing your limits with debt, there’s no need to feel your situation is hopeless. It’s possible to get your finances back in balance.

A credit counseling agency can offer personalized advice to help you manage your budget and restructure your finances. They’ll help you understand your options and guide you through the necessary steps. Here are some of the most common solutions.

• Debt consolidation consists of taking out a loan to pay off existing debts like credit cards and lines of credit at a more favorable interest rate. You repay this loan by making a single payment every month. Debt consolidation simplifies your monthly bills.

• Chapter 13 bankruptcy is a less punitive alternative to Chapter 11. This approach lets you keep your assets and pay off a portion of your debt per a schedule negotiated by the courts and a bankruptcy trustee. Once the repayment plan is complete, the remaining amount owed is discharged.


A financial health expert can help you learn how to use credit better, create a more manageable budget and regain control of your finances.

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Replace worn bicycle parts each spring

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Early spring is a good time to replace bike parts that may be worn out so you can start the new season with critical components in top-notch shape. Here are six things you should do now.

Your tires: The knobs on mountain bike tires lose their edges, which reduces traction. Road bike tires, especially rear tires, lose their crown, making them feel clunky when transitioning in and out of corners. All tires age. Rubber gets harder.

The chain: Measure the chain stretch to determine whether your chain needs to be replaced, or alternatively, you can make the replacement part of your annual routine. An old chain is more prone to breakage, shifts poorly, and accelerates wear on the bike’s chain rings.

Check the cables: Cables are the wire cores, and housings are the outer covers through which the cables run. Your first indication of failing cables may be a “snap” followed by a loss of tracking or shifting.


Brake pads: Rim brake pads harden over time, diminishing braking efficiency. They also pick up bits of grit that grind against the rims. Disc brake pads pick up junk, which can gouge rotors.
Replacement pads come in many styles, including those for severe conditions and for specific types of rims, such as ceramic-coated and carbon fiber.

Cleats: Worn cleats are difficult to clip in and out and may release unexpectedly. New ones should be installed early in the season when your daily mileage is low.

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4 foolproof vegetables for first-time gardeners

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Gardening can seem intimidating for first-timers. Here are a handful of vegetables you can easily grow without much experience.

1. Carrots are hardy and grow well in cool conditions. They can be harvested in late July for baby carrots or after the first frost for large, sweet-tasting ones. Orange varieties are the most reliable growers.

2. Lettuce tolerates shade better than other vegetables and grows fast. You can enjoy a weekly harvest all summer long when sown in succession. Plenty of varieties exist, including romaine, iceberg, butterhead, and Batavia.

3. Radishes grow fast and tolerate cool weather. These low-maintenance plants can be grown in small gardens, making great gap fillers. As a bonus, their strong odor tends to deter pests.


4. Bush beans germinate quickly and aren’t susceptible to many diseases. Moreover, a small patch of bush beans can yield an impressive amount of produce — up to one pound per plant! Bush beans also return nitrogen to the soil to keep your garden healthy.

Pick up the seeds you need at your local nursery or garden center.

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Expert tips for starting seedlings indoors

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To ensure a productive harvest, gardeners in northern climates must start certain vegetable seedlings indoors four to eight weeks before the last frost. Here are a few tips for getting a head start on your garden.

• Buy seeds from a reputable seller
• Use a specialized seed-starting mix
• Purchase or reuse containers with proper drainage
• Plant seeds at the depth listed on the seed packet
• Prepare for some losses and plant more seeds than you need
• Water frequently but sparingly to keep the soil moist but not water-logged
• Use heat mats and tray covers to speed up germination
• Place sprouted seedlings in a sunny location or under grow lights
• Promptly transplant seedlings that outgrow their original pots
• Once the seedlings are big enough, gradually introduce them to outdoor temperatures to get them ready for transplanting

Growing plants from seed take time and dedication but are extremely rewarding.

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4 steps to help you choose the right camp

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Although there are still a few months left in the school year, it’s time to start thinking about where to send your child to camp on summer break. Follow these steps to choose a camp to make your child’s summer enjoyable and memorable.

1. Determine your needs
Would you prefer to enroll your child in a day or summer camp? Does your child need to be dropped only off for a few days, or must they be there for most of the summer? These two questions will help you narrow down the list of potential camps.

2. Talk to your child
Your child knows best what they want. For example, ask your child what activities they’d like to try this summer, like cooking, archery, and science experiments. The activities offered can vary greatly from camp to camp.

3. Narrow down your options
Research and identify camps that meet your needs and will appeal to your kids. Rule out camps that are too far away or don’t fit your budget. Don’t hesitate to contact the organizers for more information.


4. Ask your child to make the final decision
Unless only one camp meets your requirements and matches your child’s interests, make a list of possible choices. Invite your kid to make the final decision.

Don’t wait until the last minute to register your child for a camp. Spots fill up fast!

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5 interior design tips to make your windows look bigger

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If your home doesn’t have large picture windows, here are a few tips to make your modest windows look larger.

1. Hang the curtain rod strategically. If you want your window to appear taller and broader, install the curtain rod about four inches above the window trim. Moreover, the curtain rod should extend about eight inches off the window frame on each side. This will trick the eye into thinking the window is bigger than it is.

2. Invest in high-quality drapes. Choose a high-quality fabric made of thick, sturdy material to help hide the line between the wall and the window. Patterned fabrics also draw the eye upwards, making the window look taller.

3. Paint the wall around the window a dark color. If the window frame is white, painting your walls white may make it fade into the background. Consider painting the wall surrounding your window a cool, dark color to make it pop.


4. Put up a large mirror. Hang a large mirror on the wall across from the window to let more light into the room. This will give the illusion of a bigger window.

5. Place low furniture around the window. Place small or low-profile furniture pieces near the window when decorating your space so the scale tricks the eye.

Visit several interior design stores in your area to find suitable drapes for your home. You may also consider ordering custom window coverings for an upscale look.

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Men’s spring fashion: ready to elevate your wardrobe?

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Winter is finally coming to an end! The warmer weather often brings a desire to try something new. Does your wardrobe need an update? Are you wondering what styles and fashion trends are in for spring 2023? Here are some ideas to inspire you.

Casual suit
Made of soft, neutral-colored, lightweight fabrics, casual suits are stylish without being stiff. The wider trouser leg creates a refined yet slightly rebellious look, especially if you swap the belt for a cord. Complete the outfit with a loose, unstructured jacket for a chic, relaxed look.

Distressed denim
Shirts, jackets, and jeans made from deliberately distressed — faded, frayed, or ripped — are back in full force this year. Do you want to exude masculine energy but like unconventional fashion? This trend is perfect for you.

Terry cloth
This absorbent material isn’t just for towels and robes. During the pandemic, designers discovered terry cloth (ideally recycled) is an ultra-comfortable material. Dare to try it for pants or shirts?


Quirky cowboy
This fun trend consists of wearing stereotypical cowboy clothes and accessories in bold, bright colors with sequins. Get ready to turn heads!

Visit your local menswear store to create flattering spring outfits. Don’t be afraid to ask a stylist for personalized advice.

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Thank You to our Local Business Participants:

@AHIER

Aders Insurance Agency, Inc (State Farm)

Aire Serv Heating and Air Conditioning

Apple Dumpling Learning Center

Apple House

Auto Care Clinic

Avery-Hess Realty, Marilyn King

Beaver Tree Services

Blake and Co. Hair Spa

Blue Ridge Arts Council

Blue Ridge Education

BNI Shenandoah Valley

C&C's Ice Cream Shop

Card My Yard

CBM Mortgage, Michelle Napier

Christine Binnix - McEnearney Associates

Code Ninjas Front Royal

Cool Techs Heating and Air

Down Home Comfort Bakery

Downtown Market

Dusty's Country Store

Edward Jones-Bret Hrbek

Explore Art & Clay

Family Preservation Services

First Baptist Church

Front Royal Independent Business Alliance

First Baptist Church

Front Royal Women's Resource Center

Front Royal-Warren County Chamber of Commerce

Fussell Florist

G&M Auto Sales Inc

Garcia & Gavino Family Bakery

Gourmet Delights Gifts & Framing

Green to Ground Electrical

Groups Recover Together

Habitat for Humanity

Groups Recover Together

House of Hope

I Want Candy

I'm Just Me Movement

Jen Avery, REALTOR & Jenspiration, LLC

Key Move Properties, LLC

KW Solutions

Legal Services Plans of Northern Shenendoah

Main Street Travel

Makeover Marketing Systems

Marlow Automotive Group

Mary Carnahan Graphic Design

Merchants on Main Street

Mountain Trails

Mountain View Music

National Media Services

Natural Results Chiropractic Clinic

No Doubt Accounting

Northwestern Community Services Board

Ole Timers Antiques

Penny Lane Hair Co.

Philip Vaught Real Estate Management

Phoenix Project

Reaching Out Now

Rotary Club of Warren County

Royal Blends Nutrition

Royal Cinemas

Royal Examiner

Royal Family Bowling Center

Royal Oak Bookshop

Royal Oak Computers

Royal Oak Bookshop

Royal Spice

Ruby Yoga

Salvation Army

Samuels Public Library

SaVida Health

Skyline Insurance

Shenandoah Shores Management Group

St. Luke Community Clinic

Strites Doughnuts

Studio Verde

The Institute for Association & Nonprofit Research

The Studio-A Place for Learning

The Valley Today - The River 95.3

The Vine and Leaf

Valley Chorale

Vetbuilder.com

Warren Charge (Bennett's Chapel, Limeton, Asbury)

Warren Coalition

Warren County Democratic Committee

Warren County Department of Social Services

Warren County DSS Job Development

Warrior Psychotherapy Services, PLLC

WCPS Work-Based Learning

What Matters & Beth Medved Waller, Inc Real Estate

White Picket Fence

Woodward House on Manor Grade

King Cartoons

Front Royal
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Upcoming Events

Mar
29
Wed
11:00 am National Vietnam Veterans Day @ National Cemetery
National Vietnam Veterans Day @ National Cemetery
Mar 29 @ 11:00 am – 12:00 pm
National Vietnam Veterans Day @ National Cemetery
This event will be held 11:00, National Cemetery, Winchester, Virginia.  It is to honor Vietnam Era Veterans for their service to the country.  It is being conducted by the American Red Cross and the Colonel[...]
6:30 pm Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Mar 29 @ 6:30 pm – 9:30 pm
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Bingo to support the American Cancer Society mission, organized by Relay For Life of Front Royal. Every Wednesday evening Early Bird Bingo at 6:30 p.m. Regular Bingo from 7-9:30 p.m. Food and refreshments available More[...]
Mar
31
Fri
5:00 pm No Foolin’ Warren County Rocks @ First Baptist Church Fellowship Hall
No Foolin’ Warren County Rocks @ First Baptist Church Fellowship Hall
Mar 31 @ 5:00 pm – 7:00 pm
No Foolin' Warren County Rocks @ First Baptist Church Fellowship Hall
Warren Coalition’s No Foolin’ Warren County Rocks includes a team Scavenger Hunt for prizes! Top teams in each category will receive $25 gift cards for each team member, and the overall championship team will receive[...]
Apr
1
Sat
9:00 am Breakfast with the Easter Bunny @ Living Water Christian Church
Breakfast with the Easter Bunny @ Living Water Christian Church
Apr 1 @ 9:00 am – 12:00 pm
Breakfast with the Easter Bunny @ Living Water Christian Church
Living Water Christian Church will once again be hosting our Pancake Breakfast with the Easter Bunny on April 1, 2023, from 9am – 12pm. Come on out and enjoy a great breakfast, pictures with the[...]
12:00 pm Settle’s Kettle @ Sky Meadows State Park
Settle’s Kettle @ Sky Meadows State Park
Apr 1 @ 12:00 pm – 3:00 pm
Settle's Kettle @ Sky Meadows State Park
Log Cabin in the Historic Area. Follow your nose to the Log Cabin to see what is cooking on the hearth. Immerse yourself within the 19th century enslaved culture and its foods. Explore the taste[...]
12:00 pm The Farmer’s Forge @ Sky Meadows State Park
The Farmer’s Forge @ Sky Meadows State Park
Apr 1 @ 12:00 pm – 3:00 pm
The Farmer’s Forge @ Sky Meadows State Park
Historic Area. The forge is fired up and the blacksmiths are hard at work showing off their skills. Members of The Blacksmiths’ Guild of the Potomac have set up shop in the forge, located behind[...]
1:00 pm Front Royal Bluegrass Music Jam @ The Body Shop
Front Royal Bluegrass Music Jam @ The Body Shop
Apr 1 @ 1:00 pm – 4:00 pm
Front Royal Bluegrass Music Jam @ The Body Shop
New Bluegrass and traditional music jam the first Saturday of each month starting Feb. 4th, from 1pm till 4pm. All levels of playing invited to attend.
2:00 pm Community Easter Egg Hunt @ Fantasyland
Community Easter Egg Hunt @ Fantasyland
Apr 1 @ 2:00 pm – 4:00 pm
Community Easter Egg Hunt @ Fantasyland
Pre-Registration begins March 15th! Provide Name, Age, Child/Pup, Email and Phone in one of three ways: FACEBOOK MESSAGE Email Sheree Jennings at sheree@billpowersagency.com OR call the office at 540-635-2825
Apr
5
Wed
6:30 pm Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Apr 5 @ 6:30 pm – 9:30 pm
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Bingo to support the American Cancer Society mission, organized by Relay For Life of Front Royal. Every Wednesday evening Early Bird Bingo at 6:30 p.m. Regular Bingo from 7-9:30 p.m. Food and refreshments available More[...]
Apr
8
Sat
10:00 am Patriot’s Day @ Warren Heritage Society
Patriot’s Day @ Warren Heritage Society
Apr 8 @ 10:00 am – 4:00 pm
Patriot's Day @ Warren Heritage Society
Join the fun with reenactors, a blacksmith, the outdoor kitchen, our smokehouse, and tours all day of Balthis House. Sons of the American Revolution will fire muskets at 3 pm. Free event for all ages![...]