Six steps to take following a car accident

After a car accident, it’s normal to feel disoriented—even if it’s just a fender bender. Therefore, it’s a good idea to know in advance what steps you’ll need to take. Here are six things to keep in mind should you be in an accident.

1. Check yourself and your passengers for injuries. If you or any passengers are injured, call 911 or have someone else do so.

2. Move to safety: If your vehicle presents a hazard to other drivers and it can safely be moved to the side of the road, do so.

3. Notify the police. Even if it’s just a fender bender, it doesn’t hurt to inform the police. If they aren’t able to come to the scene of the accident, you can go to the police station afterwards to fill out an accident report.

4. Exchange information. Exchange insurance and contact information with the other driver.

5. Document the accident. Do the following:

• Write down the time and location of the accident
• Write down how it happened
• Take down the license plate number of the other vehicle (or, even better, take a picture of it)
• Get the names and badge numbers of any emergency personnel
• Get the names and contact information of any witnesses
• Provided you’re able to do so safely, take pictures of the damage

6. Notify your insurer. You can do this right away or in the hours that follow. The earlier you make the call, the faster your claim will be processed.

The last step is, of course, getting your vehicle repaired. Your insurer may recommend one of their preferred auto repair shops or auto body shops. While these may be good and reputable garages, know that you have the right to choose where you get your vehicle repaired. Even if it’s just to fix a few dents, going to an auto body shop you can trust is the best option.