I have to get a mortgage. I see lots of different rates, and I hear rates are going up. But how can mortgage rates be so...
Consider the power of fire to early humans: It provided heat for food and warmth and protection against predators. What is less obvious is that the...
Suppose there are two very charitable brothers who are doctors: Bill and Jeff. Both care deeply for the poor. Bill’s big city practices gives him a...
In an age when many people already feel that the middle class is under stress, automation can seem like the final nail in the coffin. The...
There is a lot of fake news going around Facebook, at least that’s what some commentators say, and the fake stuff is too often believed. According...
One of the investment industry’s most dreaded regulatory actions set to take effect in April might be dead on arrival. This regulatory action is the Department...
The Warren County Board of Supervisors has followed the Town of Front Royal in endorsing a certificate of public need for the addition of a new...
As the stock market took a leap up in November and December 2016, there was a lot of talk about optimism that the new administration would...
You’ve come up with what you think is an excellent service or product, and now you want to turn your idea into a small business. There...
With the changing of the guard in the presidency and Congress following this year’s elections, small business owners are among the segments that stand to see...
Debt collection scammers abound and can cause massive problems once they get you to pay them or reveal personal information. But you can identify an actual...
A business can stay in business only if it has one thing: Profit. After paying all the costs doing business and paying all the people working...
Outsourcing small projects offshore looks mighty attractive to a small business person facing high domestic costs for small projects. But outsourcing has its pitfalls and cultural...
If your goal is to make 2017, a better financial year, try Zero-Sum Budgeting, a simple idea that can bring big results. According to FamilyFinancier.com, Zero-Sum...
As we all learned in kindergarten, sharing is a wonderful thing. Unless you are sharing your cold. According to a National Sanitation poll of more than...
If the company is sending you out for some pricey training, there are a few things you can do to get the most bang for the...
The Front Royal-Warren County Economic Development Authority ended 2016 on an upbeat after a year of frustration revolving around delays to Avtex site re-development. At the...
A body of research shows that helping others can significantly reduce stress and enhance personal health. This helping requires personal contact with those helped, repetition at...
Creativity is the in thing today. People go to seminars to learn how to be creative. Managers want creativity, and people whose ideas made them rich...
At the 1860 Republican National Convention, a lawyer who had served only one term in Congress beat three prominent politicians to win the nomination for president....
I have a jumbo loan, and I’ll be able to qualify for refinancing in 2017. Is it true that mortgage rates will go up? Mortgage rates...
Motivator Zig Ziglar told audiences that his first big break in sales came when he attended one single meeting. No one else was there. Except the...
Fearful of regulations and expensive penalties, banking is backing away from traditional mortgages. According to Inside Mortgage Finance, banks loaned less than half of all mortgage...
For small businesses, paid sick leave is about to become an issue if it isn’t already. President Barack Obama, following a trend established by 36 cities...
A study by Checkpoint Systems shows that holiday shoplifting accounts for about a third of all losses during a retail year. The Retail Holiday Season Global...
Christmas gift swaps in the workplace can be a fun way to bond with coworkers. Here are five themes for Christmas gift swaps at work: 1....
Boss needs that finished by 2 p.m. You give an emergency call to Joe; he’ll know offhand that important statistic you need. Joe has a 3...
No one wants to come into their office one morning and find out that their company has been a victim of a security attack. Losing customer...
In every big drug bust, there is a wad of bills. In fact, carrying a lot of cash is usually a tipoff to authorities that something...
