If you’re getting ready for the adventure of a lifetime, like climbing Mount Kilimanjaro or sailing across the ocean to another continent, you need to be prepared for anything. Keep yourself and your companions safe by taking one or all of these types of classes.
1. Wilderness first aid
Wilderness first aid classes are designed for people in isolated and challenging environments. On top of standard first aid techniques like cardiopulmonary resuscitation (CPR) and treating injuries such as concussions, wounds and broken bones, you’ll learn how to give prolonged medical care and how to improvise equipment.
2. Survival training
While you hope that nothing will go wrong during your adventure, if the worst-case scenario happens, you need to be prepared. For example, if you’re sailing, an ocean safety course will teach you what to do if there’s dangerous weather or if there’s a man overboard. You’ll also learn practical things like emergency signals and how to inflate lifejackets and life rafts in a stress-free environment.
3. Language learning
If you’re going to be in a foreign country, you might want to learn the local language. Not only will you be able to communicate in case of an emergency, but you’ll also have the opportunity to get to know the locals.
While you may only need to use a handful of the skills you gain from taking these courses, acquiring the associated proficiencies will imbue you with confidence for your journey and enable you to take the appropriate actions when confronted with an emergency.
Is debt consolidation wise?
According to ConsumerCredit.com, people thinking about consolidating debts often have one question: Is debt consolidation wise or not?
The answer is maybe. As one might expect, the wisdom of debt consolidation depends on several factors:
– The interest rate on the new loan.
– The consumer’s goal in taking out the new loan.
– The consumer’s resolve not to take on any more debt.
With a debt consolidation, you move your debt to a new loan serviced by one lender instead of many.
In theory, with a new loan at a lower interest rate, the money saved on interest each month may enable you to pay off your debts faster. Or, if the new loan has a longer term, you may be able to lower your monthly payment. Either way, debt consolidation might be useful in some situations.
But debt consolidation isn’t always effective.
Debt consolidation is useful for people who are disciplined enough to make the payments without taking on new debt. That’s the key. If you consolidate, but don’t change spending habits, you’ll be in deeper debt in a few years.
With debt consolidation, good credit can make a big difference.
Trying to consolidate debt with bad credit is usually not wise. With a bad credit rating, it is unlikely that you can get a loan with low enough interest to make a difference in paying down debt. While having only one monthly payment may be a temporary source of comfort, consolidating debt to a high-interest loan hurts finances rather than improving them.
Destination weddings: are they legally recognized at home?
The beautiful ocean in front of you, the sand beneath your feet and your friends and family gathered to help you celebrate your love for each other. You’ve always dreamed about getting married on the beach and now that you’re engaged, your destination wedding is within reach. But there’s a little voice in the back of your head telling you to slow down and think about it. What if your dream wedding isn’t valid at home?
Fortunately, if you’re legally able to get married at home, and if your wedding is legal in the country you choose, the marriage should be valid in the United States. Make sure, however, that you confirm with the embassy or consulate of the destination country to find out what their marriage requirements are. You should also check with the attorney general in your state of residence to see if you need to register your wedding once you’re home.
If you’re still not sure about it, there’s nothing stopping you from having a small civil ceremony at home before having a symbolic wedding wherever you choose.
Fast facts about farms and farming
The agriculture industry provides the food we eat, the clothes we wear and the products we use on a daily basis. Plus, it’s responsible for producing essential U.S. exports and represents one of the most vital sectors of the American economy. Here are a few key facts about the farming industry in America.
• There are 2.1 million farms on U.S. soil. Most of them (99 percent) are operated by families — individual families, family partnerships and family corporations.
• Agriculture and its related industries account for 11 percent of U.S. employment. In 2017, 21.6 million full- and part-time jobs were related to the agricultural and food sectors.
• In 2016, $135.5 billion worth of American agricultural products were exported. The U.S. exports more food and fiber to the rest of the world than it imports.
• One U.S. farm feeds an average of 165 people each year. This number has increased by 25 people since the 1960s.
• Farmers only receive 15 cents out of every dollar we spend on food. The rest goes to the cost of things like production materials, food processing, wages, marketing, transportation and distribution. In 1980, this number was 31 cents for every dollar spent.
• Cattle, corn and dairy products are America’s top agricultural products. Other significant crops include soybeans, wheat, rice and cotton.
• The amount of corn produced in the U.S. has increased by 360 percent since 1950.
• The amount of feed a dairy cow needs to eat to produce 100 pounds of milk has decreased by more than 40 percent in the last 40 years.
Spring fashion trends for women
Wondering what you should be wearing this spring? Here are the trends you’ll see everywhere this season.
Not for the faint of heart, tropical and animal prints, polka dots and tie-dye dominate this season. Mix them all together for a bold look, or wear a single pattern from head to toe to make an impact.
If prints aren’t your thing, go for a bold splash of color. Canary yellow is huge this season as are other festive and warm shades like red, orange and coral. Vibrant neon hues are also up and coming.
Bigger is better when it comes to basically everything this spring. Opt for big shoulders and wide-legged pants for work, and choose ruffles, bows and ample sleeves for party dresses.
You’ll want to live in flowing caftans in all colors and sizes this season. Pair them with crochet garments for an eclectic 70s vibe.
Sheer skirts, pants and dresses in all shapes, colours and prints are trending this spring. Wear these items over hot pants, bike shorts or, if you’re feeling cheeky, undergarments.
Not just for working out or as a foundation under sheer layers anymore, this season’s bike shorts take center stage. Try them in classic black or a playful print.
This spring, turn heads by borrowing inspiration from these hot and happening fashion trends.
Men’s spring fashion: what to wear this season
Looking to upgrade your wardrobe this spring? Here are the key pieces to look for.
Shorts for all occasions
Shorts are more stylish than ever this season. Choose practical shorts with lots of pockets or dare to show more of your legs in short shorts. Don’t hesitate to dress them up and wear them with a blazer for special events and parties.
You won’t struggle to carry your wallet, keys and phone anymore. Pockets are popping up everywhere, from the cargo pants that are back in style to safari type vests adorned with pockets aplenty.
Supersize your wardrobe
Looser styles are trending this season from button down shirts to pants and double-breasted jackets. Just make sure they fit around the waist and in your shoulders for a casual look that suits you well.
If you’re going to wear one color this spring, make it green. Sage is a perfect mix of noticeable and neutral and khaki goes with everything.
A classic for a reason, trench coats are perfect for keeping you warm, dry and stylish. Choose basic beige or opt for something that has a unique print.
If you’re looking to update your look this season, choose runway items that are suited to the modern man including shorts, loose fitting clothes and anything that’s green or has pockets.
What to know before committing to hair extensions
If you have fine, delicate hair that never seems to grow past a certain length, you may be tempted to give it a boost. Many women use semi-permanent hair extensions to get the long, thick hair they want.
However, hair extensions can lead to less than desirable results such as hair breakage, traction alopecia (hair that falls out due to the weight and pressure of the extensions on hair follicles) or even a scalp infection if your hair gets pulled out or you get scratched by a needle.
Here’s what you need to know to avoid a hair extension disaster.
• There are many different types of extensions: be sure to choose the variety that’s best for your hair and lifestyle.
• Not all training is equal: many hairstylists have some extension training, but working with an extension specialist will ensure the best possible outcome.
• Be prepared for upkeep: extensions are high maintenance and styling them will probably take longer than styling your natural hair. You may also need to buy new products to make the extensions last.
Hair extensions can be a great way to enhance your look. Just be sure to do your research to avoid a hairy situation.
|Clip-in||Temporary extensions that add length and volume for one night.||1 year|
|Tape-in||Thin, one-inch long strips of hair that are “taped” to the natural hair by a professional.||8 weeks (can be reused up to 3 times)|
|Sew-in/weave||Hair is tightly braided into cornrows and strips of extensions are sewn on.||4 to 6 weeks|
|Fusion/pre-bonded||Small, individual bundles of hair are bonded to similar size sections of natural hair, usually by applying heat.||12 weeks|
|Microlink||Similar to pre-bonded extensions, except the natural hair is pulled through a tiny metal loop, which is then clamped closed||3 to 6 months|
*Lifespans apply if hair extensions are made of high-quality human hair and are properly cared for.