What should you do after a car accident?

The average driver will be involved in at least one car accident during their lifetime. Be prepared for this eventuality by knowing what you should do after a collision.

Determine if anyone is injured
Before you do anything else, check yourself and your passengers for injuries. If anyone is hurt, call 911 right away or have another person do so.

Move your car to safety
If you’re able to operate your vehicle, and if it’s safe to do so, move your car to a safe spot away from oncoming traffic.

Notify the police
Even if the accident is minor and there are no injuries, it’s important to call the police. In some states, this is required. The officers will fill out an accident report when needed. If the police aren’t able to come to the scene, you can go to your state’s DMV to file an accident report. Check your state’s laws to learn when filing an accident report is required.

Exchange information
Gather as much information as you can after the accident, including the following:

• The name, address and phone number of the driver and owner of the vehicle
• The contact information of any eyewitnesses
• The license plate number of the other vehicle
• The insurance company and policy number for the other vehicle
• The description of the accident
• The location of the accident
• The condition of the road
• Pictures of the damage to your car

Finally, be sure to inform your insurer about the accident as soon as you’re able to do so. This will speed up the claims process and ensure your report is processed quicker.