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Legislative Update

Sixth District Perspectives with Congressman Ben Cline – October 16, 2020

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As fall arrives there are few more beautiful places than Virginia’s Sixth District. I thoroughly enjoyed being home and having the opportunity to meet with constituents and listen to their thoughts and concerns. In Front Royal, I met with members of the American Legion Post 53, and in Salem and Roanoke, I talked with folks from VDOT and then received donations at a local food bank.

This week I also hosted a virtual higher education roundtable with academic leaders from across our region, as well as chat via Zoom with our District’s nominee for the Angels in Adoption program. And while I may be home in Virginia, please know I will keep you apprised should there be any update relating to COVID-19 relief legislation in the coming weeks. In the meantime, I look forward to meeting with those I am honored to represent as I continue traversing the Sixth District.

Second Annual Higher Education Round Table:
Virginia’s Sixth District is home to more institutions of higher education than nearly any other district in the country. With more than 20 colleges and universities within our borders, students from across the United States flock to the Sixth District to pursue their education. For this reason, it is critically important that I foster an open dialogue between myself and our region’s schools to ensure that I am best representing their and our students’ interests on the House Education and Labor Committee. That is why I hosted my Second Annual Higher Education Roundtable, which was attended by representatives from 15 schools throughout the District. We discussed a wide array of topics ranging from college affordability, 21st-century learning, and of course, how their institutions are adapting to meet the challenges posed by the COVID-19 pandemic. A common theme echoed by many of the school officials was an appreciation for Congress’ creation of the Paycheck Protection Program as well as expressing their desire that any future coronavirus legislation includes liability protections for their institutions to safeguard against frivolous lawsuits. It was a thorough and thoughtful conversation, and I hope to continue these sorts of productive forums in the future.

Improving Infrastructure:
The Sixth District is in dire need of resources to modernize its aging infrastructure and relieve the congestion bottlenecks that afflict our highways – particularly Interstate-81. That’s why over the past two years I have advocated for Federal funding for our area by testifying before the Transportation and Infrastructure Committee and also by speaking on the House Floor. I will continue to fight for our District’s fair share of Federal funding throughout the duration of my tenure in Congress, and for this reason, I have been meeting regularly with regional administrators from the Virginia Department of Transportation (VDOT) to better understand the specific needs of our area. Just this week I met with VDOT engineers at the Regional Traffic Operations Center in Salem to discuss the importance of improving safety measures along the I-81 corridor. Further, it was great to see the outstanding work they are already doing to make much-needed improvements to our area highways and bridges.


Angels in Adoption:
Each year, the Congressional Coalition on Adoption Institute (CCAI) accepts nominations for individuals, families, or organizations across the Nation who have demonstrated a commitment to improving the lives of children in need of permanent, loving homes. The individuals nominated by Members of Congress and then selected from across the country by CCAI are bestowed with the title “Angels in Adoption” for their work. This year I had the honor of nominating the Janney family from Roanoke, who have become tireless advocates for adoption after bringing their daughter into their home two years ago. This week, I had the privilege of meeting with the Janney’s to discuss their journey and greatly appreciated their suggestions on how Congress can cut red-tape in regard to international adoption to help bring families together in a timelier manner.

American Legion:
Last week I was pleased to join folks at the Giles B. Cook American Legion Post 53, in Front Royal, to accept a Certificate of Appreciation for my office successfully resolving an issue the Post was having with a federal agency. I share this not to highlight the award, but to use this opportunity to remind Sixth District residents that my office is always available should you require any assistance when dealing with the federal government. The dedicated caseworkers in my District offices are committed to aiding constituents while navigating the federal bureaucracy. For more information, please visit my website or call any of my District offices listed at the bottom of this page.

Feeding the Hungry:
On Thursday, I joined volunteers at the Feeding Southwest Virginia in Roanoke to receive a 20,000lb donation of non-perishable food made by the Church of Jesus Christ of Latter-day Saints. The church also made an identical donation to the Rockbridge Christmas Basket Program. Our community is forever grateful for this generosity, which will aid countless families in need.

Supporting Local Farmers and Ranchers:
Since being sworn into Congress, I have worked to support those in the agriculture industry, which is why I recently cosponsored the Processing Revival and Intrastate Meat Exemption (PRIME) Act. This legislation would make it easier for small farms and ranches to serve local consumers during the COVID-19 pandemic by giving individual states the ability to allow intrastate distribution of meat processed in custom-exempt facilities such as beef, pork, or lamb to consumers and grocery stores. Though many farmers and ranchers are able to maintain normal production levels at the moment, bottlenecks and disruptions in the food supply chain have made the distribution to everyday consumers incredibly challenging. Currently, in order to sell individual cuts of locally-raised meats to consumers, farmers and ranchers must first send their animals to one of a limited number of USDA or federally-compliant slaughterhouses. These slaughterhouses are sometimes hundreds of miles away, which adds substantial transportation and labor costs, makes workers more vulnerable, and subjects the entire supply system to major disruptions should an outbreak occur in a plant or its surrounding region. The PRIME Act would expand the current custom exemption, and allow states to empower small farms, ranches, and slaughterhouses to reduce waste and provide much-needed food to communities here in Virginia and across the nation.

COVID-19:
Last week, the White House and Congressional Republicans tried to strike a COVID-19 relief deal with Speaker Pelosi for $1.6 trillion, but she refused to negotiate in good faith. Instead, she forced through a bloated, partisan $2.2 trillion bill that barely passed when 18 of my Democrat colleagues voted alongside Republicans against the measure. This was after Senate Democrats blocked two relief bills that would have provided immediate aid to the American people. In an effort to provide targeted relief to those struggling, the President has urged Congress to send him standalone bills that he could sign such as authorizing another round of $1,200 Emergency Relief Checks and extending the Paycheck Protection Program. It is my hope that Speaker Pelosi will put people above politics and bring individual legislation like this to the House Floor.

Economic Impact Payments:
The IRS announced this week that the deadline to register for an Economic Impact Payment, also known as an Emergency Relief Check, is now November 21, 2020. This new date will provide an additional five weeks beyond the original deadline. The IRS urges people who don’t typically file a tax return – and haven’t received an Economic Impact Payment – to register as quickly as possible using the Non-Filer Tool here. More information can be found at irs.gov.

If my office can ever be of assistance, please contact my Washington office at (202) 225-5431.

Thank you for the opportunity to serve as your congressman. Follow me on FacebookInstagram, and Twitter for the latest updates.

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Legislative Update

Warner cosponsors legislation to make adoption tax credit fully refundable

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WASHINGTON – U.S. Sen. Mark Warner (D-VA), a member of the Congressional Coalition on Adoption Caucus, joined U.S. Sen. Bob Casey and 23 of his Senate colleagues in sponsoring the Adoption Tax Credit Refundability Act – legislation to make the existing federal tax credit for adoption expenses fully refundable and ensure that more families can benefit from this critical support. This legislation aims to support lower-income families that are adopting as well as address the number of children “aging out” of the foster care system.

“Every child deserves a loving and supportive home,” said Sen. Warner. “This legislation will enable more families to claim the adoption tax credit and pave the way for more children to be adopted into safe, stable, caring homes.”

The adoption tax credit was made permanent in the American Taxpayer Relief Act in January 2013. However, that law did not extend the refundability provisions that applied to the adoption tax credit in 2010 and 2011. The Adoption Tax Credit Refundability Act will restore the refundable portion of this critical support for families wishing to adopt.

According to data, Virginia ranks near the bottom of states – 49 out of 50 – when it comes to the percentage of children who “age out” of the foster care system. Virginia also has a higher percentage of older youth in foster care than the nation as a whole. This bill aims to help families seeking to adopt by removing some of the financial constraints families considering adoption face.


Data indicate that a refundable adoption tax credit significantly affects lower-income families’ ability to adopt and support a child from foster care. According to the Department of Health and Human Services, one-third of all adopted children live in families with an annual household income at or below 200 percent of the poverty level. Despite the common misperception that only wealthy families adopt, nearly 46 percent of families adopting from foster care are at or below 200 percent of the federal poverty level. Many of these families’ tax burdens are so low that they cannot benefit from the adoption tax credit unless it is refundable.

The full text of the bill is available here.

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Legislative Update

Warner Weekly Wrap-Up: No Days Off

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Happy Friday from the Warner press office! Sen. Warner embodied the “no days off” mentality as the Senate finished up its September business. This week, he traveled to Northern Virginia to make huge announcements for infrastructure projects, voted to keep the government funded, spoke on the Senate floor about his Joint Consolidated Loan Separation Act becoming law, and introduced bills to smooth the rollout of broadband funding, protect election workers, and improve the VA’s ability to invest in veterans facilities.

Let’s get into it:

BUILD (LONG) BRIDGES, NOT WALLS

The bipartisan infrastructure law is bringing major funding and exciting projects to Virginia. Sen. Warner spent the morning announcing $20 million for a Potomac-spanning pedestrian and bicycle bridge that will connect the Mt. Vernon bike trail in Virginia to downtown Washington. This new bridge is a crucial component of the broader Long Bridge project, which will relieve a major passenger and freight rail bottleneck by constructing a new two-track bridge upstream and expanding the existing railroad corridor, which is currently the only rail bridge connecting Virginia to Washington, D.C., from two tracks to four.


 

A rendering of the future pedestrian bridge.

 

Sen. Warner presents $20 million for the pedestrian and bicycle bridge.

 

Sen. Warner discussing the pedestrian and bicycle bridge.

 

Sen. Warner has been a longtime advocate for the $1.9 billion Long Bridge project. In 2020, he passed legislation transferring four acres of land required for the project from the federal government to Virginia and the District of Columbia. Once complete, the rail expansion will double the capacity of the Potomac River crossing and is projected to bring an annual $6 billion in benefits to the region by 2040. Sen. Warner, a key author of the bipartisan infrastructure law, said about the project,

 “I am thrilled to announce this new funding for the Long Bridge Pedestrian Crossing project. This $20 million was made possible by the bipartisan infrastructure law I was proud to help write and will help the Virginia Passenger Rail Authority complete a new span across the Potomac dedicated to cyclists and pedestrians. This project is a key component of the broader effort to fix a major rail chokepoint and expand commuter and passenger service over the Potomac River.”  

New announcements for projects made possible by the bipartisan infrastructure law are ongoing and will continue for the next decade. In the past week, there have been major announcements for carbon capture projects and historic investments in water infrastructure. Learn more about the huge investments in Virginia through this page on Sen. Warner’s website.

After the Long Bridge event, Sen. Warner heard from more constituents across Northern Virginia at a suicide prevention roundtable, a Hispanic Heritage Month Gala, and several employers across the region.

OPEN FOR BUSINESS

Congress voted to keep the lights on this week by passing a continuing resolution that will fund the government through December. This legislation also appropriates funding for several important priorities, including key aid to Ukraine as they fend off Russia’s brutal assault. After passing the bill, Sens. Warner and Kaine said,

 “We’re relieved that this legislation will keep the government operating; allow the Food and Drug Administration to continue its review of innovative drugs and medical devices; deliver critical disaster relief funding to Puerto Rico; and send a strong message that the U.S. continues to stand with Ukraine as it defends its sovereignty against the brutal dictatorship of Vladimir Putin. It’s going to take some more time for Congress to finalize the Fiscal Year 2023 budget, and we are going to keep fighting to keep intact the nearly $135 million we secured for Virginia in that budget as the process continues.”

 While a shutdown was averted this time, Sen. Warner continues to be an outspoken advocate for reforming the process through which government funding occurs:

 

 RELIEF FOR VICTIMS OF CONSOLIDATED STUDENT LOANS

If you’ve been following this story for awhile now, you may have heard that Sen. Warner’s legislation to free borrowers trapped in exploitative consolidated loans has passed both the House and Senate on a bipartisan basis and is expected to be signed into law by President Biden next week!

Sen. Warner originally introduced this legislation after a constituent named Sara contacted him about a consolidated student loan she was trapped in with an ex-husband who refused to pay. Thousands of borrowers nationally are ensnared in these nightmarish loans, which leave borrowers victim to domestic or financial abuse and with no options for loan relief programs.

This week, Sen. Warner called several borrowers, including Sara, to discuss his progress on the legislation and hear more about their experiences. On Wednesday, he took to the Senate Floor to share the stories of impacted borrowers, celebrate the potential freedom for borrowers, and call for President Biden to sign this into law as quickly as possible.

 

During the speech, Sen. Warner said,

“I am hopeful that Pres. Biden will sign this into law as soon as possible so that these borrowers can finally experience freedom from financial and domestic abuse… freedom to control their own financial future… and freedom to enjoy the same benefits as other borrowers across the country.”

 

Sen. Warner is committed to hearing and telling the stories of impacted borrowers like Brigid and Chris to stress the importance of getting this legislation signed as soon as possible.

GRAB BAG

PROTECTING ELECTION WORKERS: Sen. Warner, a member of the Senate Committee on Rules and Administration with oversight over federal elections, is cosponsoring comprehensive legislation to address the rise in threats targeting election workers.

AMPLIFYING BROADBAND: Sen. Warner introduced legislation to amend the Internal Revenue Code to ensure that funding directed for the implementation of broadband from the Infrastructure Investment and Jobs Act (IIJA) and the American Rescue Plan (ARP) will not be considered taxable income.

INVESTING IN VETS: Sen. Warner sponsored the Build, Utilize, Invest, Learn, and Deliver (BUILD) for Veterans Act of 2022 – legislation to strengthen the Department of Veterans Affairs’ (VA) ability to carry out key infrastructure projects, including medical facilities, in order to better care for veterans across the country. Virginia has one of the country’s largest and fastest-growing concentrations of veterans, resulting in increased demand for the services and benefits provided by the VA.

THE WEEK AHEAD

The Senate will be in recess through the month of October. Sen. Warner will be using the time to meet with constituents across Virginia – including some open press events – and to travel internationally with a bipartisan congressional delegation to strengthen relationships with nations in Asia.

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Legislative Update

Fischer, Warner introduce bipartisan legislation to help Americans protect their savings from inflation

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U.S. Senators Deb Fischer (R-Neb.) and Mark Warner (D-VA.) introduced the Savings Security Act on September 27, 2022. The legislation would help the American people protect their savings from changes in inflation by increasing the public’s ability to utilize I Bonds, a type of savings bond created by the U.S. Treasury Department. Series I Savings Bonds were created so consumers could invest their hard-earned savings in something that isn’t hurt by inflation, earns a reasonable rate of return and is backed by the full faith and credit of the federal government.

“The American people are scrambling for ways to protect their earnings from rampant inflation. I Bonds are one option consumers should be able to leverage. Arbitrary purchasing caps on I Bonds, however, are shortchanging the public from better utilizing the program. Our bill would raise the annual purchasing cap to ensure working families can insulate a greater portion of their savings from the pain of sky-high inflation,” said Senator Fischer.

“We need to take an all-encompassing approach to help families facing high costs. In tandem with our inflation-fighting efforts, and intervention from the Federal Reserve, this legislation would allow Americans to better shield their finances from the unpredictability of inflation and offer peace of mind during difficult economic times,” said Senator Warner.

Currently, the Treasury Department caps annual purchases of I Bonds at $15,000 per person per year. The Savings Security Act would require the Treasury Secretary to raise the annual cap to $30,000 per person when the average six-month annual Consumer Price Index for all Urban Consumers (CPI-U) is above 3.5%. The new purchase limit only applies to families and individuals. Businesses and trusts would not be eligible for the increased cap.


Additional Background

Series I Bonds are a type of savings bond created by the U.S. Treasury. I Bonds earn monthly interest for 30 years, or until the saver cashes out of the bond.

I Bonds were created in 1998 during the Clinton Administration as a financial tool that families can utilize to protect their savings from the negative impacts of high inflation.

The Treasury Department currently caps annual I Bonds purchases at $15,000 per person. That includes $10,000 per person per year in electric I Bonds and an additional $5,000 per year in paper-issued I Bonds purchased through a federal income tax return. The Savings Security Act would require the Treasury Secretary to raise the annual cap to $30,000 per person when the CPI-U exceeds 3.5%. The Savings Security Act does not change the $5,000 per person paper I bond cap.

I-Bonds can only be purchased via Treasurydirect.gov or your federal income tax return.

The annual inflation rate in the United States is 8.3%

Click here to read the text of the bill.

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Legislative Update

Warner & Kaine announce $2 million in federal funding to expand access to substance use prevention & treatment in Luray and Tappahannock

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On September 26, 2022, U.S. Senators Mark R. Warner and Tim Kaine announced $2 million in federal funding for the Virginia Rural Health Association in Luray and the Bay Rivers Telehealth Alliance in Tappahannock to expand access to substance use disorder treatment and prevention services. The funding for Luray was awarded through the Health Resources and Services Administration’s (HRSA) Rural Communities Opioid Response Program, and the funding for Tappahannock was awarded through HRSA’s Medication Assisted Treatment Access Program.

In a joint statement, Senator Warner and Kaine said, “The opioid and substance use crisis continues to have a devastating impact on Virginians across the Commonwealth, particularly in communities with limited access to treatment and preventive services. Every Virginian struggling with a substance use disorder deserves critical care and support, and we’re glad this funding will provide greater resources for them.”

The funding will be distributed as follows:

  • $1,000,000 for the Virginia Rural Health Association to expand treatment and prevention services for substance use disorders
  • $1,000,000 for the Bay Rivers Telehealth Alliance to establish a new medication-assisted treatment access point that will provide medications and support services for individuals with opioid and substance use disorders

Warner and Kaine have long worked to address the opioid and substance use crisis that has impacted communities across Virginia. Last month, Warner and Kaine pressed the Office of National Drug Control Policy (ONDCP) for additional assistance to combat drug trafficking in the Appalachian region. In March 2021, Warner and Kaine voted to pass the American Rescue Plan, which provided Virginia with nearly $70 million in funding to bolster mental health and substance abuse programs amid the COVID-19 pandemic. In 2018, Kaine was critical in passing a comprehensive bill to address opioid and substance use disorder treatment and prevention. Kaine recently held a roundtable with community leaders in Harrisonburg about the need to provide more support and treatment for Virginians with substance use disorders.


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Legislative Update

Sixth District Perspectives with Congressman Ben Cline – September 21, 2022

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As Congress returned to Washington last week, Americans faced the impacts of one-party rule. The White House resumed its attempts to deceive the American people that inflation is no big deal, that the border is “secure,” and that Green New Deal anti-energy policies are not responsible for rising energy costs. Additionally, my colleagues and I continue to hold the Biden Administration accountable for undermining our military’s readiness because of their failed, unconstitutional policies, such as COVID vaccine mandates and canceling student loan debt. And I was proud to receive an award for my support of small businesses and met with VFW legislative representatives to hear about their priorities in helping Veterans. Lastly, this past week we paid tribute to the more than 81,500 American troops who remain missing from WWII to the Global War on Terror and every American war for freedom in between. We humbly honored those whose debt we can never repay. As the flag outside my Washington office indicates, “You Are Not Forgotten”.

Inflation Rages On, White House Parties
All across the Sixth District, inflation has pummeled the budgets of hardworking Virginians, largely caused by President Biden and House Democrats’ multi-trillion-dollar spending spree. When President Biden took office in January ’21, inflation was 1.6%. Today, it is a shocking 8.3%. The result? Americans’ paychecks are shrinking as prices are rising: groceries +13.5%; electricity +15.8%; fuel oil +68.8%; gas +25.6.%; and rent +6.7%. Worse, a report from the non-partisan Congressional Budget Office (CBO) showed that under the “Inflation Acceleration Act,” the debt will increase through 2026.

To help address this crisis, I have worked to push numerous pieces of legislation through the House to address inflation and rising energy prices. One example of this legislation is the American Energy Independence from Russia Act. This important bill includes strategies to encourage increased domestic production of crude oil, petroleum products, and natural gas to offset Russian and foreign oil dependency, which would help bring down prices across the board and restore energy independence. In addition, my colleagues and I support a balanced budget that offers reasonable economic and fiscal policies, like keeping tax rates low, consolidating duplicate agencies, devolving responsibility over state programs, and implementing spending cuts to rescue this economy get our fiscal house in order.

“The Border is Secure,” Says VP Harris After 3.2 Million Illegal Crossings
The American people deserve the truth about President Biden’s historic border crisis. From day one, the Biden Administration’s disastrous open border and amnesty policies have made this crisis worse every single day, yet Biden is blind in seeing the chaos at our border. Americans should be outraged by his failed leadership. I’ve been to the southern border and one thing is clear – we need a border wall now. “Border Czar” Kamala Harris said, “the border is secure”. The only thing that’s secure is the cartels’ cash flow from Biden’s Border Crisis.


Addressing the border crisis on the House Floor

Fighting for Our Troops and Veterans
Our military is facing the lowest recruitment rates in history, and the Biden Administration is harming our military on multiple levels, from COVID vaccine mandates to student loan forgiveness.
Under Biden’s leadership, his military COVID vaccine mandate is set to kick out over 100,000 servicemembers, jeopardizing our military’s readiness. To address this threat to national security, my colleagues and I signed a letter to Defense Secretary Lloyd Austin demanding he ends this disastrous mandate and prioritize the readiness of America’s Armed Forces. Read more here.

Further, the promise of the GI Bill for military service is one of the top reasons individuals join the military. Ending this incentive, at a time when the Armed Services are failing to meet their recruiting goals, will potentially have a detrimental impact on military readiness, and on our Nation’s ability to fight wars and protect the homeland. That’s why I signed a letter with Congressman Pat Fallon (R-PA) and our colleagues to President Biden seeking answers on how cancelling student loan debt will impact military recruitment. Read more here.

Additionally, this week, I was proud to join my colleagues in supporting, in a bipartisan manner, legislation to care for our Veterans. The related bills that passed the House include:

-H.R. 7939Student Veteran Emergency Relief Act of 2022, enhances the portability of professional licenses of servicemembers and their spouses, which helps ease the unemployment rate of military spouses that is currently triple the national rate.

-H.R. 7846Veterans’ Compensation Cost of Living Adjustment Act of 2022, would increase the amounts paid for certain Veterans disability benefits by the cost-of-living adjustment (COLA) used to determine changes to Social Security benefits.

-H.R. 7735Improving Access to the VA Home Loan Benefit Act of 2022, directs the VA to update regulations regarding appraisals for VA home loans with the goal of decreasing the time it takes for a VA home loan to be finalized.

-H.R. 5916Wounded Warrior Access Act, directs the VA to establish and maintain a website to enable a claimant or their representative to make records requests related to VA claims and benefits.

-H.R. 8260Faster Payments to Veterans’ Survivors Act of 2022, shortens the timeframe in which the VA must pay insurance benefits to an alternative beneficiary.

Source: Department of Defense

Pictures from Washington

Small businesses drive the engine of our economy and are critical to job creation. I was proud to receive the Guardian of Small Business Award by the National Federation of Independent Business, and I will continue to fight for policies in Congress that allow small businesses to thrive.

 

I was pleased to meet with Legislative Committee members of Veterans of Foreign Wars (VFW). It was great to hear about their efforts to ensure our Veterans are represented in Washington.

COVID-19 Update
Last week in Virginia there was an average of 21 daily cases of COVID-19 per 100,000 residents, up from 20 last week. This week’s COVID-19 test positivity rate was 17%, down from 22% last week. For more information, click here.

Thank you for the opportunity to serve as your Congressman. If my office can ever be of assistance, please contact my Washington office at (202) 225-5431.

For the latest updates from Washington and across the Sixth District, please follow me on FacebookInstagram, and Twitter for the latest updates.

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Legislative Update

Rep. Price and Senator Warner applaud passage of the Joint Consolidation Loan Separation Act

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WASHINGTON, DC (September 21, 2022) —Today, Congressman David Price (D-NC), and Senator Mark R. Warner (D-VA) commend the passage of their bipartisan, bicameral legislation, the Joint Consolidation Loan Separation Act, which will now head to President Biden’s desk to be signed into law.

“I introduced this bill in direct response to a constituent’s experience with a joint consolidation loan for which he remained wholly responsible for after a divorce. I am delighted by the passage of this common-sense bill that will bring immense relief to borrowers who are victims of abusive or uncommunicative spouses,” said Congressman David Price. “For decades, these borrowers have been trapped, with no legal options available, and this bill will give them the ability to regain their financial freedom. I look forward to this bill arriving on the President’s desk and delivering for America’s federal student debt borrowers.”

“For too long, individuals have been tied to abusive or unresponsive ex-partners through joint student loans,” said Senator Warner. “This legislation offers financial freedom to those who have spent decades unfairly held liable for their former partner’s debt. I am thrilled to see the House of Representatives pass this legislation and look forward to getting it in front of President Biden as quickly as possible to start offering relief to borrowers.”

From January 1, 1993, until June 30, 2006, married couples could combine their student loan debt into joint consolidation loans. Both borrowers agreed at the time to be jointly liable for repayment, which proved problematic if they wanted to separate the loans. Congress eliminated the joint consolidation program effective July 1, 2006, but did not provide a means of severing existing loans, even in cases of domestic violence, economic abuse, or an unresponsive partner. As a result, some borrowers nationwide remain liable for this consolidated debt without legal options for relief.


The Joint Consolidation Loan Separation (JCLS) Act would allow both borrowers to submit a joint application to the Department of Education (ED) to split their joint consolidated loan into two separate federal direct loans. It would also allow one borrower to submit a separate application if they are experiencing domestic or economic abuse or cannot reasonably reach the other borrower. The remainder of the joint consolidated loan will be split proportionally.

While the universe of borrowers still making payments on a joint consolidation loan is relatively small, this legislation would greatly benefit the individual borrowers who are most in need of relief (including victims of abuse and those who are unable to get in touch with their ex-spouse).

This bill has the support of the National Network to End Domestic Violence, National Consumer Law Center, American Federation of Teachers, North Carolina Coalition Against Domestic Violence, and the Virginia Sexual and Domestic Violence Action Alliance. This bill was included in the Education and Labor Committee’s Higher Education Act (HEA) Reauthorization during the last two Congresses.

A fact sheet on the Joint Consolidation Loan Separation Act can be found here, and the bill text can be found here.

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Thank You to our Local Business Participants:

@AHIER

Aders Insurance Agency, Inc (State Farm)

Aire Serv Heating and Air Conditioning

Apple Dumpling Learning Center

Apple House

Auto Care Clinic

Beaver Tree Services

Blake and Co. Hair Spa

Blue Ridge Arts Council

Blue Ridge Education

BNI Shenandoah Valley

C&C's Ice Cream Shop

Christine Binnix - McEnearney Associates

Code Ninjas Front Royal

Cool Techs Heating and Air

Down Home Comfort Bakery

Downtown Market

Dusty's Country Store

Edward Jones-Bret Hrbek

Explore Art & Clay

Family Preservation Services

First Baptist Church

Front Royal Women's Resource Center

Front Royal-Warren County Chamber of Commerce

G&M Auto Sales Inc

Garcia & Gavino Family Bakery

Gourmet Delights Gifts & Framing

Green to Ground Electrical

Groups Recover Together

House of Hope

I Want Candy

I'm Just Me Movement

Jen Avery, REALTOR & Jenspiration, LLC

Key Move Properties, LLC

KW Solutions

Legal Services Plans of Northern Shenendoah

Main Street Travel

Makeover Marketing Systems

Marlow Automotive Group

Mary Carnahan Graphic Design

Merchants on Main Street

Mountain Trails

National Media Services

No Doubt Accounting

Northwestern Community Services Board

Ole Timers Antiques

Penny Lane Hair Co.

Philip Vaught Real Estate Management

Phoenix Project

Reaching Out Now

Rotary Club of Warren County

Royal Blends Nutrition

Royal Cinemas

Royal Examiner

Royal Family Bowling Center

Royal Oak Bookshop

Royal Oak Computers

Royal Oak Bookshop

Royal Spice

Ruby Yoga

Salvation Army

Samuels Public Library

SaVida Health

Skyline Insurance

St. Luke Community Clinic

Studio Verde

The Institute for Association & Nonprofit Research

The Studio-A Place for Learning

The Valley Today - The River 95.3

The Vine and Leaf

Valley Chorale

Vetbuilder.com

Warren Charge (Bennett's Chapel, Limeton, Asbury)

Warren Coalition

Warren County Democratic Committee

Warren County Department of Social Services

Warrior Psychotherapy Services, PLLC

WCPS Work-Based Learning

What Matters & Beth Medved Waller, Inc Real Estate

White Picket Fence

Woodward House on Manor Grade

King Cartoons

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Upcoming Events

Oct
5
Wed
6:30 pm Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Oct 5 @ 6:30 pm – 9:30 pm
Front Royal Wednesday Night Bingo @ Front Royal Volunteer Fire Deptartment
Bingo to support the American Cancer Society mission, organized by Relay For Life of Front Royal. Every Wednesday evening Early Bird Bingo at 6:30 p.m. Regular Bingo from 7-9:30 p.m. Food and refreshments available More[...]
Oct
8
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11:00 am Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Oct 8 @ 11:00 am – 4:00 pm
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Historic Area. Come back to the family farm at Sky Meadows. Explore the park’s sustainable farming practices, visit the barred plymouth rock hens, learn about our cattle operation in partnership with the Department of Corrections’[...]
11:00 am The Farmer’s Forge @ Sky Meadows State Park
The Farmer’s Forge @ Sky Meadows State Park
Oct 8 @ 11:00 am – 4:00 pm
The Farmer’s Forge @ Sky Meadows State Park
Historic Area. The forge is fired up and the blacksmiths are hard at work in the Historic Area. Members of the Blacksmith Guild of the Potomac have set up shop and are ready to show[...]
Oct
9
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10:30 am Bethel Life Revival 2022 @ Bethel Assembly of God
Bethel Life Revival 2022 @ Bethel Assembly of God
Oct 9 @ 10:30 am – 12:00 pm
Bethel Life Revival 2022 @ Bethel Assembly of God
Please join us on October 9th at 10:30am and October 10th-12th at 6:30pm nightly for a special series of services with Johan Bruwer. Johan is from Bloemfontein, South Africa, and will deliver a very inspiring[...]
11:00 am Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Oct 9 @ 11:00 am – 4:00 pm
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Historic Area. Come back to the family farm at Sky Meadows. Explore the park’s sustainable farming practices, visit the barred plymouth rock hens, learn about our cattle operation in partnership with the Department of Corrections’[...]
11:00 am The Farmer’s Forge @ Sky Meadows State Park
The Farmer’s Forge @ Sky Meadows State Park
Oct 9 @ 11:00 am – 4:00 pm
The Farmer’s Forge @ Sky Meadows State Park
Historic Area. The forge is fired up and the blacksmiths are hard at work in the Historic Area. Members of the Blacksmith Guild of the Potomac have set up shop and are ready to show[...]
Oct
10
Mon
11:00 am Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Oct 10 @ 11:00 am – 4:00 pm
Fall Farm Days: Life on the Farm @ Sky Meadows State Park
Historic Area. Come back to the family farm at Sky Meadows. Explore the park’s sustainable farming practices, visit the barred plymouth rock hens, learn about our cattle operation in partnership with the Department of Corrections’[...]
6:30 pm Bethel Life Revival 2022 @ Bethel Assembly of God
Bethel Life Revival 2022 @ Bethel Assembly of God
Oct 10 @ 6:30 pm – 8:30 pm
Bethel Life Revival 2022 @ Bethel Assembly of God
Please join us on October 9th at 10:30am and October 10th-12th at 6:30pm nightly for a special series of services with Johan Bruwer. Johan is from Bloemfontein, South Africa, and will deliver a very inspiring[...]
Oct
11
Tue
6:30 pm Bethel Life Revival 2022 @ Bethel Assembly of God
Bethel Life Revival 2022 @ Bethel Assembly of God
Oct 11 @ 6:30 pm – 8:30 pm
Bethel Life Revival 2022 @ Bethel Assembly of God
Please join us on October 9th at 10:30am and October 10th-12th at 6:30pm nightly for a special series of services with Johan Bruwer. Johan is from Bloemfontein, South Africa, and will deliver a very inspiring[...]
Oct
12
Wed
6:30 pm Bethel Life Revival 2022 @ Bethel Assembly of God
Bethel Life Revival 2022 @ Bethel Assembly of God
Oct 12 @ 6:30 pm – 8:30 pm
Bethel Life Revival 2022 @ Bethel Assembly of God
Please join us on October 9th at 10:30am and October 10th-12th at 6:30pm nightly for a special series of services with Johan Bruwer. Johan is from Bloemfontein, South Africa, and will deliver a very inspiring[...]