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Starting your teen off with banking

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What’s almost as scary as your teen learning to drive? Your teen with money.

Maybe scary is too strong a word. But as with most endeavors where our children move into independence, there’s some trepidation. Have they learned the lessons we tried to teach them? Will they be mindful?

One rite of passage includes the teen checking account, their first foray into handling money on their own … or semi on their own. If your child is under 18, you’ll likely have to be a joint owner; you’ll be able to monitor transactions and access accounts.

Other options include getting your teen a prepaid debit or credit card.

You could set up an allowance in a checking account into which the teen can also deposit income from work. They can then use a debit card to pay their expenses.

A prepaid credit card will avoid the need for a checking account, but also not teach a teen how to use an account.

Some of the things you’ll have to teach your teen.

* How to write a check. We all sometimes need paper. Still.

* Interest rate and monthly fees.

Some accounts have fees and if your account has them, teach your teen when they apply.

* Overdraft fees and overdraft policy.

Teens must not overdraft their account and, if they do, fees will quickly eat up a teen paycheck. You might want to monitor a teens checking account to make sure they haven’t overdrawn.

Teens have to understand that overdrafts and fees can’t be ignored.

* Mobile Banking. Teens are going to use their phone.

* Text alerts and email can be sent to both the teen and parents.

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I just adopted a dog, now what?

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Adopting a dog is a life changing event. Here are some steps to take when you bring your new canine companion home.

• Take them to the vet. Your dog should be examined to ensure that they don’t have a disease or other issue that requires attention. In most cases, they’ll also make a recommendation for when the dog should be spayed or neutered.

• Schedule their vaccinations. Many animal shelters vaccinate dogs before they’re adopted. Nevertheless, you’ll need to make sure your pup’s up to date with their shots. Vaccines should be administered annually for the rest of their life.

• Get identification. If your municipality requires it, get your dog licensed right away. Also, make sure they can be identified, either with a tag on their collar or a microchip embedded under their skin.

• Start training. It’s a good idea to train your dog to come when you call and follow basic commands like sit, stay and down. Not only are these commands useful, but training sessions serve as a great way for you and your pet to bond.

If your new pet seems shy or nervous around you at first, don’t get frustrated. A period of adjustment is to be expected. With consistent love and attention, they’ll quickly become more comfortable around you.

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10 gifts outdoorsy types will love

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Are you looking for a gift for the outdoor enthusiast in your life? If so, here are some ideas.

For their next adventure
1. A portable water filtration bottle or straw

2. Binoculars
3. A kit to turn the flashlight on their phone into a lamp
4. A military grade compass
5. A down jacket or rain coat
6. A wireless charger for their electronics — one that’s solar powered is ideal
7. A portable camping stove and mess kit

To inspire them
8. A wilderness survival book
9. Novels and memoirs about outdoor adventures
10. A birdfeeder to bring wildlife to their backyard

To really spoil your outdoor enthusiast, consider buying them a pass that will grant them access to the country’s national parks for a year. No doubt, they’ll love exploring the American wilderness.

5 ‘wild’ books for wilderness buffs
1. Into the Wild
By Jon Krakauer
2. Wild: From Lost to Found on The Pacific Crest Trail
By Cheryl Strayed
3. The Call of the Wild
By Jack London
4. One Man’s Wilderness: An Alaskan Odyssey
By Sam Keith
5. Lost on the Wild: Danger and Survival in the North Woods
By Cary J. Griffith

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Top brass: the metal interior designers are falling for

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An alloy of copper and zinc, brass is once again at the forefront of home decorating trends. Today’s brass, however, is muted and offers a welcome respite from the flashier rose gold and copper that dominated the design world in years past.

Brass goes well with almost any color, from somber blues and burgundies to pale neutrals like cream and blush.

Increasingly, retailers are offering an assortment of brass items to their customers. From cabinet hardware and faucets to floor lamps and chandeliers, there’s no shortage of options if you want to bring brass into your home. If you’re in the market for a new bedframe, consider one made of this metal.

To prevent your brass from looking dated, choose angular, modern pieces that are brushed to a dull sheen instead of the overpowering shine that was once popular. Keep your pieces looking new by regularly cleaning them with ketchup, tomato juice or a simple solution of lemon and salt.

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Gifts for the people who serve you all year long

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The holidays are the perfect time to say thank you to the hairdressers, bus drivers, babysitters, baristas and many others who regularly serve you. If you’re wondering what to get them, here are some ideas.

• Pretty hand soaps
• Holiday dish cloths

• Scented candles
• A scarf or shawl
• A soft blanket
• A tote bag
• Premium coffee or tea
• A to-go mug
• A bottle of wine
• A box of chocolates

If you know a little about their tastes, you can also consider something more personal like a book you think they might enjoy, a sweater or a decorative item for their home or workspace.

The point of buying gifts for the people who serve you is to thank them for the positive difference the make in your life all year long. Don’t forget to include a nice card with a handwritten mes¬sage expressing your appreciation.

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Protect your home from radon

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Radon is a radioactive gas that forms naturally when the uranium in rock and soil breaks down. When released into the outdoors, it poses no threat. However, if it seeps into a home, it can accumulate and cause significant health issues.

Radon gas is the second leading cause of lung cancer after cigarette smoking, and it’s the leading cause of the disease in non-smokers.

While you can’t see, taste or smell radon, you can test for it, either by yourself or by hiring a professional.

If you decide to test your home yourself, be sure to follow the instructions carefully and to send your samples to a lab for analysis after the test period.

Alternatively, if you hire a professional, ensure that the individual is certified and that they conduct a long-term test over the span of at least three months.

A test that reveals radon quantities higher than four picocuries per liter is concerning. In such a case, it’s important to hire a professional to seal any leaks and reduce the level of radon in your home. A certified radon-mitigating contractor can assess your property and make changes that will stop the gas from entering your home.

Don’t risk your family’s health. Have your home tested for radon gas and take the steps necessary to guarantee clean air.

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Games to liven up your gift exchange

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Are you tired of the same old holiday gift exchange? If so, here are some fun games to enliven this year’s gift giving.

• Dice. Every number on the dice comes with an instruction (pass to the left or steal a gift). Take turns rolling the dice until everyone has a present.

• Hot potato. This childhood favorite is just as fun to play as an adult. Turn on a holiday song and pass a present from person to person until the music stops. The person left holding the gift is out of the game but keeps the gift.

• Personal trivia. Everyone writes a little-known fact about themselves on the gift they contributed. The others must guess who the information is about in order to win the right to open the present.

• Cards. Cut some regular playing cards in half and distribute card halves to all participants. Draw the other card halves from a bowl or hat to determine who gets to choose or steal a gift next.

• Story. Rewrite a well-known Christmas story to include the words right, left and across numerous times. To start the game, everyone holds the gift they brought as someone reads the story aloud. Every time an instruction word is said, the presents get passed in that direction.

To make sure that everyone receives a gift they’ll enjoy, be sure to decide on a budget and theme beforehand.

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‘Tis the Season

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Front Royal
34°
Sunny
07:1816:50 EST
Feels like: 34°F
Wind: 1mph SSW
Humidity: 63%
Pressure: 30.43"Hg
UV index: 1
SatSunMon
43/25°F
47/38°F
54/52°F

Quotes

Upcoming Events

Dec
7
Sat
10:00 am Books and Barks @ Samuels Public Library
Books and Barks @ Samuels Public Library
Dec 7 @ 10:00 am – 11:30 am
Books and Barks @ Samuels Public Library
Come to our extremely popular monthly program that gives developing readers the chance to read and relax with a trained therapy dog. For beginning readers and up. Choose a time slot at registration, which begins[...]
10:00 am Free Pet Adoption Event @ Subaru Dealership
Free Pet Adoption Event @ Subaru Dealership
Dec 7 @ 10:00 am – 3:00 pm
Free Pet Adoption Event @ Subaru Dealership
The pet adoption event will be hosted by Subaru of Winchester and feature adoptable pets from the SPCA of Winchester, Frederick, and Clarke. This annual event will take place at the Subaru dealership located at[...]
1:00 pm “The Nutcracker” student perform... @ Skyline High School
“The Nutcracker” student perform... @ Skyline High School
Dec 7 @ 1:00 pm – 7:00 pm
“The Nutcracker” student performance @ Skyline High School
Italia Performing Arts presents the seasonal classic ballet “The Nutcracker” in Front Royal, Virginia, on December 7, 2019. Italia Performing Arts is pleased to announce its student production of “The Nutcracker”, being brought to the[...]
2:00 pm Discuss This @ Samuels Public Library
Discuss This @ Samuels Public Library
Dec 7 @ 2:00 pm – 3:30 pm
Discuss This @ Samuels Public Library
Are you inspired by good books, articles, movies, and art? Do you write, draw, or enjoy playing music? If so, join us as we discuss books and share our creations. This is a group for[...]
Dec
8
Sun
2:00 pm R-MA December Open House @ Randolph-Macon Academy
R-MA December Open House @ Randolph-Macon Academy
Dec 8 @ 2:00 pm – 4:00 pm
R-MA December Open House @ Randolph-Macon Academy
Discover The Power of Rise at Randolph-Macon Academy! Join us for an open house on Sunday, December 8th, with tours beginning promptly at 2:00 pm. Families interested in applying for the second semester (January 27,[...]
3:00 pm Christmas Concert @ Front Royal Presbyterian Church
Christmas Concert @ Front Royal Presbyterian Church
Dec 8 @ 3:00 pm – 4:30 pm
Christmas Concert @ Front Royal Presbyterian Church
The Valley Chorale of Front Royal (previously Front Royal Oratorio Society) presents its 2019 Christmas concert titled “HOME FOR CHRISTMAS” – a program of uplifting sacred and secular selections sure to brighten everyone’s yuletide season.[...]
Dec
10
Tue
4:30 pm Science Scouts and More @ Samuels Public Library
Science Scouts and More @ Samuels Public Library
Dec 10 @ 4:30 pm – 6:00 pm
Science Scouts and More @ Samuels Public Library
Tuesday, December 3: Kids will explore popular books and book series through science, games, food, and more! After reading a Christmas story, we’ll discuss giving and how it affects us and the people around us.[...]
Dec
11
Wed
10:15 am Toddler and Preschool Story Time @ Samuels Public Library
Toddler and Preschool Story Time @ Samuels Public Library
Dec 11 @ 10:15 am – 12:00 pm
Toddler and Preschool Story Time @ Samuels Public Library
10:15 Toddler story time | 11:00 Preschool story time Wednesday, December 4 and Thursday, December 5: Gingerbread and Candy Canes will be the delicious theme of our stories, songs, and craft this week! Siblings welcome.[...]
Dec
12
Thu
10:15 am Toddler and Preschool Story Time @ Samuels Public Library
Toddler and Preschool Story Time @ Samuels Public Library
Dec 12 @ 10:15 am – 12:00 pm
Toddler and Preschool Story Time @ Samuels Public Library
10:15 Toddler story time | 11:00 Preschool story time Wednesday, December 4 and Thursday, December 5: Gingerbread and Candy Canes will be the delicious theme of our stories, songs, and craft this week! Siblings welcome.[...]
Dec
14
Sat
11:00 am Celebrate George Washington @ Samuels Public Library
Celebrate George Washington @ Samuels Public Library
Dec 14 @ 11:00 am – 12:30 pm
Celebrate George Washington @ Samuels Public Library
December 14 is the 220th anniversary of George Washington’s death. Today we will learn more about this great leader of our country and celebrate his legacy. Refreshments will be served. For ages 7 to 18.[...]