In addition to being eco-friendly, energy-efficient appliances can save you money on your utility bills. Here are some tips for choosing the best energy-efficient appliances for your home.
Look at the labels
Most large appliances sold in the United States are required to have a bright yellow EnergyGuide label. This sticker displays the appliance’s annual energy consumption and indicates how it performs relative to other models in its class. Always consult the EnergyGuide label to learn more about the appliance before you buy it.
You should also look for the Energy Star logo, which indicates that the product meets strict standards for energy efficiency.
Consider the size
It’s often important to determine what size you need your appliances to be, especially when it comes to HVAC systems. If your unit is too small for your house, it will operate at peak capacity for long periods of time, which isn’t energy efficient. An oversized appliance isn’t ideal either, as it costs more upfront and is more expensive to operate.
Size is also an important factor when buying refrigerators, washers, dryers, furnaces, and boilers.
Make a “smart” purchase
Smart appliances are products you can sync up with a smartphone or home energy management system. This provides you with greater control over the way the appliance operates as well as real-time data about its energy usage.
In addition, many smart appliances, such as refrigerators, laundry machines, and HVAC systems, can be programmed to operate when electricity rates are lowest, saving you money.
Finally, once you’ve selected your new appliance, make sure to get it installed by the right professional. A faulty installation can impede your appliance’s energy efficiency and even cause it to break down.
5 things to consider when choosing your wedding cake
As one of the key components of most weddings, decisions about the cake shouldn’t be left until the last minute. Here are five factors to consider before you order yours.
1. The number of guests
You want to make sure there’s plenty to go around. However, it would be a shame to waste your money on an excessively large cake and have to throw some out.
2. The wedding theme
3. The design
In addition to choosing the shape of the cake and the number of tiers, consider what decorative elements you’d like to incorporate. Fresh flowers, edible gold leaves, and chocolate lace are just some many choices.
4. The flavor
From praline mouse to passion fruit, you might be surprised by how many options are available. Fortunately, most cake shops offer tastings to help you make your choice.
5. The ingredients
If you have a limited budget, determine if you favor high-quality ingredients over a refined look. You should also consider if any of your guests have allergies.
Contact cake shops in your area to schedule a consultation and make sure your cake checks all the boxes.
Who can you turn to for help investing?
Whether you’re working toward purchasing a home, financing your children’s education, or enjoying a comfortable retirement, you need to invest your money wisely. For most people, this means turning to a qualified investment professional. Here’s who you can count on to help you grow your savings.
• Stockbrokers. A stockbroker can buy, sell, and monitor investments on your behalf or simply give you advice on how to invest your money.
• Financial advisers. Also called a financial planner, a financial adviser can assess your current situation and help you develop a comprehensive financial or retirement plan.
• RIAs. A registered investment adviser (RIA) performs the same tasks as a stockbroker, but with an important difference: they can’t receive commissions by recommending specific financial products and are compensated by taking a percentage of the assets they manage for you.
• Accountants. A chartered accountant can review your tax situation and help you save on your tax return. They can also assist you when making a large purchase such as buying a home or after receiving an inheritance.
When deciding whether to work with a particular investment professional, always ask about their education, experience, and certifications. In addition, find out how they’re compensated (through client fees, commissions, or a combination of these) to determine whether there are potential conflicts of interest.
Finally, bear in mind that even when working with an experienced professional, investing always entails some amount of risk. Before making decisions about how to manage your money, you should evaluate your ability to withstand financial losses if your investments do poorly.
Eco-friendly alternatives to de-icing salts
Salt has long been relied on to ensure roads, sidewalks and other outdoor surfaces are free of ice in winter. Unfortunately, chemical de-icers tend to get washed into waterways where they harm wildlife and poison aquatic ecosystems. If you’re looking for an environmentally conscious way to make sure you don’t slip on your driveway, walkways, and stairs this winter, here are some eco-friendly alternatives to salt.
There are several non-toxic materials that can be used on icy surfaces in winter, including:
• Sand. This abrasive substance provides traction on the ice at any temperature, whereas salt isn’t effective in extreme cold.
• Beet juice. The sugar in this biodegradable liquid lowers the freezing temperature of the water, which helps prevent the formation of ice.
• Coffee grounds. In addition to providing traction, these dark granules absorb heat, which helps to melt snow and ice faster.
• Alfalfa meal. While it should be used in moderation, this natural grainy substance is highly effective at melting ice and providing traction.
Alternatively, you can lay down anti-slip ice carpets in the fall. These textured mats are designed to adhere to icy surfaces, provide traction, and prevent slipping.
Keep in mind that an effective way to prevent the formation of ice on stairs and walkways in the first place is to clear away snow as soon as possible. You should also make sure to always wear sturdy boots and use ice cleats to help you keep your footing in slippery conditions.
7 reasons to buy Fairtrade food
As a consumer, you have the power to support environmentally sustainable practices, and other just causes by making purchase decisions that reflect your values. Here are seven reasons to buy food and other goods that have the Fairtrade label.
1. The Fairtrade system ensures small-scale farmers and workers receive an equitable income by setting a minimum price for major commodities such as fruit, nuts, rice, and spices.
2. The Fairtrade system pays producers a premium, in addition to the minimum price, to be invested in social, environmental, and economic projects in their community.
3. The Fairtrade standards help protect the environment by requiring (and teaching) farmers to adopt sustainable agricultural practices such as limiting the use of pesticides.
4. The Fairtrade standards and carbon credit program support projects implemented by small-scale farming communities to increase their resilience against climate change.
5. The Fairtrade standards prohibit gender discrimination and encourage the creation of programs that empower women to become entrepreneurs and community leaders.
6. The Fairtrade standards require farm owners to provide safe working conditions and a living wage for their workers. Also, forced labor and child labor are prohibited.
7. The Fairtrade system encourages organic agricultural practices and rewards farmers with a higher minimum price for organically grown products.
If you want to support small-scale farming communities, look for food and other products that have the blue and green Fairtrade label.
7 key safety tips for snowmobilers
January 18 to 26 is International Snowmobile Safety Week, an occasion during which snowmobilers are reminded about the importance of responsible riding. Here are seven tips for staying safe on the trails this winter.
1. Gear up. Always wear a helmet and dress for the weather.
2. Be prepared. Bring along a safety kit that includes flares, basic tools, and first-aid items.
3. Check your ride. Before heading out, make sure your snowmobile is tuned up and has enough gas and oil.
4. Remain on the trail. Most accidents occur when riders stray from marked trails and run into hazards.
5. Ride with a buddy. Don’t head out on your own, and tell another person where you plan to go before you leave.
6. Avoid frozen lakes and rivers. Only ride on ice if it’s at least 10 inches thick.
7. Never drive impaired. Operating a snowmobile under the influence of alcohol or drugs is both dangerous and illegal.
Lastly, consider taking a snowmobile safety course, especially if you’re a beginner. This will help you stay safe on your snowmobile and learn the local rules and regulations.
9 safety tips for walking in winter
Freezing rain and hard-packed snow create icy conditions that make walking a hazard in winter. Before you venture outside this season, be sure to follow these nine safety tips to avoid falls and injuries.
1. Maintain a wide stance with your feet about a foot apart
2. Keep your knees slightly bent to lower your center of gravity
3. Walk slowly and take small steps, even if you’re in a hurry
4. Place your whole foot down at once, rather than leading with your toes or heel
5. Opt for lightweight boots with non-slip soles, and avoid wearing high heels
6. If you wear ice cleats, remove them before walking on smooth, hard surfaces
7. Use a cane adjusted to your height, and attach a retractable ice pick to the end
8. Dress warmly to avoid shaking, which can make it harder to keep your balance
9. Wear padded underwear or hip protectors to reduce the risk of injury if you fall
While these precautions can help keep you safe, be sure to take advantage of delivery services offered by grocery stores and pharmacies to limit your need to go out in bad weather.